Empowering smarter life & health decisions
Focusing on You
For many people, Medicare begins with uncertainty.
You may be receiving mail from multiple companies, or have friends who are giving you different advice. Online searches lead to more questions than answers. It can feel like you are expected to make an important decision without fully understanding the system.
That is where we come in.
First Health takes the time to slow the process down and organize the information in a way that makes sense. We review your doctors, prescriptions, budget, and preferences first — then guide you through your options with clear comparisons and thoughtful explanations.
Our role is not to rush you into a plan. It is to help you make a decision you feel confident about, now and in the years ahead.
Medicare Advantage + Prescription Drug Plans
Medicare Advantage plans combine hospital, medical, and often prescription coverage into one coordinated plan. For many individuals, they offer predictable costs, built-in drug coverage, and additional benefits beyond Original Medicare. We carefully review provider networks, prescription formularies, and out-of-pocket structure so you understand how a plan will function in real life — not just how it looks on paper. For those who remain on Original Medicare, we also guide you through standalone Prescription Drug Plans (Part D), helping you select coverage that aligns with your medications and pharmacy preferences.
Medicare Supplement Plans
Medicare Supplement plans are designed for those who want the stability of Original Medicare with reduced out-of-pocket exposure. These plans help cover costs such as deductibles, coinsurance, and copayments, creating a more predictable healthcare experience. We explain how each standardized plan works, what flexibility you have with providers nationwide, and how premiums compare long term. The focus is on helping you understand the trade-off between monthly premium and overall cost protection — so your coverage supports you not just this year, but well into the future.
Ancillary Plans
Even strong medical coverage may leave certain gaps. For clients who want additional financial protection, we review optional supplemental plans such as Dental, Vision, and Hearing coverage, as well as Cancer, Heart Attack, and Stroke policies. These plans are not presented as automatic add-ons. Instead, we discuss where they can meaningfully strengthen your protection and where they may not be necessary. Our goal is thoughtful planning — building coverage around your priorities, your health outlook, and your comfort level with risk.
Planning beyond the basics.
We are proud to serve individuals and families in both English and Spanish. Clear communication matters, especially when discussing your health. Our team takes the time to explain details thoroughly so you feel comfortable with every decision. Clients choose us because we remain available and ready to help, long after enrollment.
Each year brings updates and opportunities to review your coverage. We continue to guide you through those changes with the same steady approach. Medicare is a milestone. We help you approach it prepared, informed, and ready for what’s ahead.